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Capitec Personal Loan

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Capitec Personalised credit is tailored just for you, you can use the Capitec Credit to to do home improvements, pay for education, buy a car, and more. Capitec personalised credit is the best option for you.

Get up to R250 000 over 1 – 84 months; Choose between the amount you want, the monthly instalment that suits your pocket, or the option that gives you the lowest interest rate.

Credit is approved in minutes and the money is available immediately with fixed monthly repayments, Interest rates from 12.9%. You can also consolidate all your existing loans for easier monthly repayments.


Apply online, or through Capitec mobile app,you can as well visit the nearest Capitec Branch near you or use SMS facility by SMSing “CREDIT” to 44773.

To Apply you need the following Documents:-

  • South African ID – You must be  18 years or older.
  • Original proof of residential address  in your name with your street address.
  • Proof of employment – Latest salary slip
  • Stamped 3-month bank statement showing your last 3 salary deposits

Get online today and APPLY